Act now and save. Offer valid on applications submitted between August 1 and December 31, 2024. The offer applies to Healthcare professionals seeking conventional owner-occupied commercial real estate financing for purchases and refinances. Exclusions apply.1

Save even more with Preferred Rewards for Business2

Additional details:

• Offer eligible on the purchase or refinance of owner-occupied commercial real estate loans
• Offer applicable to Medical, Dental, and Veterinary industries only
• A five-year prepayment option required
• Eligible for Preferred Rewards discount2
• Loan must book and fund by April 30, 2025

To learn more call 800.497.6076 or visit Bank of America Practice Solutions: bankofamerica.com/practicesolutions

1 Promotional offer applies only to healthcare professionals seeking a Small Business commercial real estate loan for a new or existing dental, medical, or veterinary practice. The promotional offer waives the loan origination fee assessed to conventional owner occupied commercial real estate loan applications. All other applicable loan fees are not waived. The application must be received by Bank of America between August 1, 2024, and December 31, 2024, and the loan must close and fund by April 30, 2025. Exclusions to this promotional offer include ground-up construction real estate applications; refinances of existing Bank of America commercial real estate loans; applicants representing industries outside of dental, medical, or veterinary; and applications for Small Business Administration (SBA)loans. Owner occupied commercial real estate will be determined in underwriting and requires occupancy by the borrower/guarantor. Flood insurance is required for properties located in a flood zone. All programs subject to credit approval and loan amounts are subject to creditworthiness. The term, amount, interest rate, and repayment schedule for your loan, and any product features may vary depending on your creditworthiness and on the type, amount, and collateral for your loan. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Repayment structure, prepayment options and early payoff are all subject to product availability and credit approval. Other underwriting standards and restrictions may apply. Products and restrictions are subject to change. All promotional and marketing materials are Bank of America property and, as such, cannot be changed, altered or modified, orally or in writing. All questions regarding these materials should be directed or referred to a Bank of America Practice Solutions Sales Associate. 2 Preferred Rewards for Business Overall Program Rules: The Preferred Rewards for Business program is only available to Bank of America Small Business, Merrill Small Business, and Bank of America Private Bank® Small Business clients. Other categories of clients, such as those commonly referred to as Business Banking, Global Commercial Banking, Global Corporate Investment Banking, or Institutional clients are not eligible to participate in the program. Subject to certain exceptions, eligible business checking accounts generally are any Small Business checking account and the following Analyzed checking accounts: Full Analysis Business Checking or Analyzed Business Interest Checking. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts). The qualifying balance is calculated based on either (i): your average daily balance for a three-calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Practice Solutions Client Interest Rate Discounts: Practice Solutions business line of credit and term loan interest rate discounts are available to business applicants and co-applicants who are enrolled in the Preferred Rewards for Business program at the time of line of credit or term loan application for a new credit or refinanced facility (excludes specialty lending products that receive customized pricing). Amount of discount (0.25% for Gold tier, 0.30% for Platinum tier, and 0.35% for Platinum Honors tier) is based on the business applicant’s or co-applicant’s eligible tier and status at the time of application. Benefit is non-transferable. The interest rate discount is a standalone benefit and in certain instances may be combined with or superseded by other promotional offers. This interest rate discount will be incorporated into final pricing upon loan approval. Standard underwriting guidelines and credit policies apply. Bank of America Practice Solutions is a division of Bank of America, N.A. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. ©2024 Bank of America Corporation. MAP6712969 | FL-06-24-0260.B | 00-56-0578NSB | 07/2024 | PS-757-FL